How Does Sezzle Work?































The way forward.




Buy now, pay later.

Split your entire online purchase into 4 interest-free payments, over 6 weeks with no impact to your credit.

payment break down 25% today, 25% 2 weeks, 25% 4 weeks, 25% 6 weeks

25%
today

25%
2 weeks

25%
4 weeks

25%
6 weeks

Here’s how to Sezzle

Step 1 - shop the store

Shop

Shop and add items to your cart as normal!

Step 2 - checkout at the store

Checkout

Choose Sezzle at Checkout! You’ll be redirected to Sezzle to Sign Up or Log In
to complete your order.

Step 3 - Select Sezzle and Sezzleit

Sezzle it

Your order will be shipped out right away* and your payments will be split up
over 6 weeks.

*shipping times subject to merchant shipping policy

Download the App

Shop directory. Reschedule payments. Plus more!


apple store Sezzle app download - opens in new window


google play store Sezzle app download - opens in new window

1. What is Sezzle?

Sezzle is a payment solution that empowers you to “Buy Now and Pay Later” with simple, interest-free installment plans. We break down the total cost of your purchase into smaller payments, spread over at least six weeks. As little as 25% is due at the time of the purchase, with the remaining amount spread out over equal installments (typically three), each two weeks apart. No interest or processing fees are charged to you – as long as you pay everything off on time, you only pay for what you ordered!

When you complete a purchase with Sezzle, the merchant ships your product immediately – so you get to enjoy your item before you’re finished paying for it!

Sezzle automates the remaining payments through whichever payment method you have on file, with text and email reminders before each payment is processed. You can always log into your account and change your payment method, and each order can have payments rescheduled twice, with the first one free! Additionally, if you want to pay off your orders early, you can do so at no extra cost.

2. How does Sezzle work?

Sezzle is a payment solution that empowers you to “Buy Now and Pay Later” with simple, interest-free installment plans. We break down the total cost of your purchase into smaller payments, spread over at least six weeks. As little as 25% is due at the time of the purchase, with the remaining amount spread out over equal installments (typically three), each two weeks apart. No interest or processing fees are charged to you – as long as you pay everything off on time, you only pay for what you ordered!

Once you’re ready to check out, select Sezzle as a payment method. Returning customers will log in, and new customers will need to create an account and provide a payment method. After you’re approved and you complete checkout, the merchant will ship your products just like they would with any other payment method. You will be notified at checkout what sort of payment plan you’re approved for, including how much is due upfront and when the next payments will be due.

While our goal is to be able to approve every order, there are some situations where we might not be able to approve your order.

Here are some things to consider if you order wasn’t approved:

  • Do you have sufficient funds available? Typically, we check to make sure you have at least 25% of the total order cost available at the time the order is placed.
  • Length of time using Sezzle. Usually, we are less restrictive after the first six weeks.
  • The overall amount outstanding on previous orders and number of orders still open. If there are multiple orders with outstanding payments, and/or a majority is still outstanding on a previous order, paying those off can help increase your likelihood of approval.
  • Overall value of your new order. Reducing the order amount, or splitting it into smaller transactions, can help!
  • Payment methods linked to your account. Adding another debit card or a credit card can help us better understand your repayment ability, which can help get orders approved!

Finally, each order is looked at individually. This means that if you were not approved for an order with a merchant today, it doesn’t mean you wouldn’t be approved for a different order tomorrow.

SEZZLE CONTACT INFO:

If you need to talk to someone on the phone, no problem, you can reach us at 651-504-5402. Our Hours are 8:30-5, CST.

RETURNS & SEZZLE:

All returns are processed in the form of a store credit only. If you used Sezzle at checkout, and need to make a return, please follow all of the steps outlined in our RETURN POLICY.  Once your eligilbe return has been processed, you will receive an email with a store credit code to use on your next purchase. If you have Sezzle payments remaining for the returned item(s), they will still be deducted as scheduled.